Indian Overseas Bank (IOB) has released the IOB LBO Recruitment 2026 notification for 250 Local Bank Officer (LBO) posts in Junior Management Grade Scale-I (JMGS-I) under Advertisement No. HRDD/RECT/02/2026-27. Eligible graduates can apply online from 08 August 2026 to 24 August 2026 for vacancies in Tamil Nadu, Karnataka, Maharashtra and Gujarat — one state only, with mandatory local language proficiency.
IOB Local Bank Officer 2026 · Posts: 250 · Apply: 8 – 24 Aug 2026 · Scale: JMGS-I · Pay: ₹48,480 – ₹85,920 · Fee: ₹175 / ₹850 · Selection: Online exam + LPT + Interview
This SEO guide covers IOB LBO apply online, state-wise vacancy, age, fee, salary, exam pattern, Language Proficiency Test (LPT), and official links for candidates searching Indian Overseas Bank Local Bank Officer Recruitment 2026, IOB JMGS-I LBO, and IOB careers LBO PDF.
Apply only on the official IBPS / IOB registration portal — keep registration number safe
Apply Online — IOB LBO 2026 Download Official Notification PDFBrowse more: Banking Jobs · PNB LBO 2026 · SBI Clerk 2026 · Latest Jobs
IOB LBO Recruitment 2026 — Quick Overview
| Particular | Details |
|---|---|
| Organisation | Indian Overseas Bank (IOB) |
| Post name | Local Bank Officer (LBO) |
| Advertisement | HRDD/RECT/02/2026-27 |
| Grade / scale | JMGS-I (Junior Management Grade Scale-I) |
| Total vacancies | 250 (provisional) |
| States | Tamil Nadu · Karnataka · Maharashtra · Gujarat |
| Application mode | Online only |
| Registration window | 08 August 2026 – 24 August 2026 |
| Age (as on 01 Aug 2026) | 20 to 30 years |
| Application fee | ₹175 (SC/ST/PwBD) · ₹850 (Gen/EWS/OBC) |
| Selection | Online exam → LPT (if needed) → Interview |
| Official careers | iob.bank.in/en/careers |
Official Links — IOB Local Bank Officer 2026
| Resource | Official link |
|---|---|
| Apply online | ibpsreg.ibps.in/iobjul26 |
| Detailed advertisement PDF | lbo-final-ad-2026-27 (IOB) |
| IOB Careers | iob.bank.in/en/careers |
| IOB home | iob.bank.in |
Always open the PDF on iob.bank.in for reservation, experience format, PwBD seats and exact cut-off wording before you pay the fee.
Important Dates — IOB LBO Apply Online 2026
| Event | Date |
|---|---|
| Notification / advertisement | 07 August 2026 (as published) |
| Online registration starts | 08 August 2026 |
| Online registration & fee last date | 24 August 2026 |
| Age eligibility date | 01 August 2026 |
| Online examination | To be announced |
| Language Proficiency Test | As notified (if applicable) |
| Personal interview | As notified |
| Call letter / admit card | On registration portal before the exam |
IOB LBO Vacancy 2026 — State-Wise (250 Posts)
| State | Local language | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 15 | 6 | 33 | 9 | 37 | 100 |
| Karnataka | Kannada | 8 | 3 | 16 | 4 | 19 | 50 |
| Maharashtra | Marathi | 7 | 4 | 15 | 5 | 19 | 50 |
| Gujarat | Gujarati | 6 | 5 | 16 | 4 | 19 | 50 |
| Total | — | 36 | 18 | 80 | 22 | 94 | 250 |
Figures are provisional. Some seats may include backlog as per the PDF. Merit is prepared state-wise and category-wise.
Eligibility Criteria — IOB Local Bank Officer
Nationality
Must meet Indian citizen / eligibility rules printed in the official advertisement.
Age limit (as on 01 August 2026)
| Requirement | Detail |
|---|---|
| Minimum | 20 years |
| Maximum | 30 years |
| Indicative DOB window (UR) | Not earlier than 02.08.1996 and not later than 01.08.2006 (both inclusive) |
Age relaxation for SC/ST, OBC (NCL), PwBD, Ex-servicemen and other groups follows Government of India / bank norms in the PDF.
Educational qualification
- Graduation (Bachelor’s degree) in any discipline from a university recognised by the Government of India, or
- Equivalent qualification recognised by the Central Government
- Enter percentage correctly; keep degree / mark sheet ready for verification
Local language (mandatory)
- Ability to read, write and speak the local language of the chosen state (Tamil / Kannada / Marathi / Gujarati)
- If you studied that language in Class 10 or 12, you may be exempt from LPT
- Otherwise you must qualify the Language Proficiency Test before interview; failing LPT can end the process
Experience
Public summaries indicate officer experience in a Scheduled Commercial Bank may be required as per the detailed ad. Do not assume the same rule as every other bank’s LBO drive — open the official IOB PDF for years, cadre, counting date and certificate format.
One state only
- Apply for one state only
- Posting is for the applied state
- No multi-state applications
Application Fee — IOB LBO 2026
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 (intimation charges) |
| General / EWS / OBC | ₹850 |
Pay online only (card / net banking / UPI as available). Fee is generally non-refundable.
IOB LBO Salary 2026 — Pay Scale
| Item | Detail |
|---|---|
| Grade | JMGS-I (Assistant Manager scale) |
| Pay scale | ₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920 |
| Allowances | DA, HRA / lease, CCA, medical and other bank benefits as per rules |
| Probation | Typically 2 years from joining |
Search terms: IOB LBO salary, IOB Local Bank Officer in hand salary, IOB JMGS-I pay scale 2026 — treat in-hand figures as approximate until the joining letter.
Selection Process — IOB LBO 2026
- Online Examination (objective)
- Language Proficiency Test (LPT) — if you did not study the local language at Class 10/12
- Personal Interview (typically 100 marks; qualifying marks often ~50% UR / ~45% reserved — confirm in PDF)
- Final merit — commonly Online exam 80% + Interview 20%, state-wise / category-wise
Document verification and medical fitness follow bank rules before joining.
IOB LBO Exam Pattern 2026
| Section | Questions | Marks | Time |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 min |
| General / Economy / Banking Awareness | 40 | 40 | 30 min |
| Data Analysis & Interpretation | 30 | 60 | 60 min |
| English Knowledge | 40 | 40 | 30 min |
| Total | 140 | 200 | 3 hours |
Negative marking: ¼ mark for each wrong answer; no penalty for unattempted questions (as per standard pattern reported for this drive — verify PDF).
How to Apply Online for IOB LBO Recruitment 2026
- Open IOB Careers → Recruitment of Local Bank Officers 2026-27.
- Or go directly to ibpsreg.ibps.in/iobjul26.
- Complete new registration (valid email + mobile).
- Note registration number and password from SMS/email.
- Fill personal, educational and one state preference carefully.
- Upload photo, live photo, signature, thumb impression and handwritten declaration as per size rules.
- Pay fee and submit.
- Print application and e-receipt before 24 August 2026.
Documents to Keep Ready
- Graduation mark sheets / degree
- Photo ID (Aadhaar / PAN / Passport / Voter ID / DL)
- Category / EWS / PwBD certificate (if claiming)
- Local language proof (Class 10/12 mark sheet if exempt from LPT)
- Experience certificate in bank format (if required by PDF)
- Scans for photo, signature, thumb, handwritten declaration
Handwritten declaration (indicative text):
“I ________ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
Write in English, black ink, own handwriting (not capital letters) as per the ad sizes.
Preparation Tips for IOB Local Bank Officer
- Practise sectional timing (DA & Reasoning carry higher marks per section).
- Daily banking awareness and economy news.
- If you need LPT, start reading/writing the opted local language early.
- Compare with other LBO drives (e.g. PNB LBO 2026) for pattern practice, but follow only IOB’s PDF for rules.
- Download call letters only from official IOB / IBPS links — avoid fake “early admit card” sites.
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- SBI Clerk Recruitment 2026
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Disclaimer: Independent guide for candidates. Vacancies, fees, experience rules and dates can change. Rely on iob.bank.in and the official LBO 2026-27 PDF before you apply or appear for any stage.