National Insurance Company Limited (NICL), a Government of India general insurance company, is recruiting 321 Administrative Officers (Scale I): 200 Generalists and 121 Specialists in seven disciplines. Online registration runs from 8 to 28 October 2026. Phase I is on 17 November and Phase II on 22 December 2026. The starting basic pay is Rs 82,485, about Rs 1,14,000 a month in total in metro cities.
Apply 8 – 28 Oct 2026 · 321 posts (200 Generalist + 121 Specialist) · Degree with 60% (55% SC/ST/PwBD) · Age 21–30 · Fee Rs 1,000 (SC/ST/PwBD Rs 250) · Apply online · Official advertisement (PDF)
Written from the NICL Administrative Officers (Scale I) recruitment advertisement 2026-27 on 9 October 2026.
On this page: Dates · Vacancies · Qualification · Age · Fee · Exam pattern · Final selection · Pay and bond · How to apply · Exam centres · Rejection traps · Sources
Important dates
| Event | Date |
|---|---|
| Online registration opens | 8 October 2026 (Thursday) |
| Last date to register and pay | 28 October 2026 (Wednesday) |
| Phase I: Preliminary exam (online) | 17 November 2026 (Tuesday) |
| Phase II: Main exam (online) | 22 December 2026 (Tuesday) |
| Call letters | To be notified on the NICL website |
| Qualification and age counted on | 1 October 2026 |
Any change in exam dates will be posted on nationalinsurance.nic.co.in/recruitment.
Vacancies (tentative)
Specialists: 121 posts
| Discipline | Posts | UR | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Finance (CA & CMA) | 20 | 10 | 5 | 2 | 1 | 2 |
| Legal | 20 | 10 | 5 | 2 | 1 | 2 |
| Information Technology | 10 | 5 | 2 | 1 | 1 | 1 |
| Automobile Engineers | 20 | 10 | 5 | 2 | 1 | 2 |
| Risk Engineers | 28 | 13 | 7 | 3 | 2 | 3 |
| Company Secretaries | 2 | 1 | 1 | 0 | 0 | 0 |
| Agriculture | 20 | 9 | 5 | 3 | 1 | 2 |
| Information Technology (backlog) | 1 | – | 1 | – | – | – |
| Total | 121 | 58 | 31 | 13 | 7 | 12 |
Generalists: 200 posts
| Posts | UR | OBC | SC | ST | EWS |
|---|---|---|---|---|---|
| 200 | 80 | 55 | 30 | 15 | 20 |
PwBD posts are reserved within these numbers: 7 among Specialists (including 2 backlog) and 9 among Generalists (including 1 backlog). There is no reservation for ex-servicemen in the officer cadre, though they get age relaxation.
You can apply for one discipline only.
Qualification (as on 1 October 2026)
Every discipline needs at least 60% marks in either the graduate or the post-graduate degree (55% for SC, ST and PwBD).
| Discipline | Degree needed |
|---|---|
| Generalist | Graduate or post-graduate in any stream |
| Finance | CA (ICAI) or CMA + graduation or post-graduation in any discipline |
| Legal | Graduate or post-graduate in Law |
| Information Technology | B.E./B.Tech/M.E./M.Tech in Computer Science or IT, or MCA |
| Automobile Engineers | B.E./B.Tech/M.E./M.Tech in Automobile Engineering, or any engineering degree + a diploma (at least 1 year) in Automobile Engineering |
| Risk Engineers | Engineering degree in any discipline except those listed for IT and Automobile |
| Company Secretaries | ACS/FCS (ICSI) + graduation or post-graduation in any discipline |
| Agriculture | 4-year graduate or post-graduate in Agriculture, Agricultural Biotechnology or Agricultural Engineering |
How the 60% is counted:
- It is total marks in all subjects of all semesters or years, divided by the maximum marks, including honours and optional subjects.
- Fractions are ignored: 59.99% counts as less than 60%.
- If your university gives CGPA, you need a certificate from the university showing its conversion rule and your percentage.
- The result must be declared on or before 1 October 2026. The date on the mark sheet or provisional certificate is taken as the date of passing.
- Degrees must be from UGC-approved universities or AICTE-approved institutes.
Age: 21 to 30 on 1 October 2026
You must be born between 2 October 1996 and 1 October 2005, both dates included.
| Category | Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (non-creamy layer) | 3 years |
| PwBD (General/EWS) | 10 years |
| PwBD (OBC) | 13 years |
| PwBD (SC/ST) | 15 years |
| Ex-servicemen / commissioned officers (ECOs/SSCOs) with at least 5 years’ military service | 5 years |
| Defence personnel disabled in hostilities | 3 years |
| Confirmed employees of public sector general insurance companies (including GIC and AIC) | 8 years |
Relaxations add up if you qualify under more than one, but the maximum age cannot go above 45. OBC candidates in the creamy layer get no OBC relaxation and must apply as Unreserved.
Application fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | Rs 250 (intimation charges incl. GST) |
| All others | Rs 1,000 (fee + intimation charges incl. GST) |
Pay online from 8 to 28 October 2026. Bank charges are extra. The fee is not refunded and cannot be moved to another recruitment.
Exam pattern
Phase I: Preliminary exam (all disciplines), 17 November
| Section | Questions | Marks | Time |
|---|---|---|---|
| English Language | 30 | 30 | 20 min |
| Reasoning Ability | 35 | 35 | 20 min |
| Quantitative Aptitude | 35 | 35 | 20 min |
| Total | 100 | 100 | 60 min |
Each section is separately timed, and you must pass every section. About 15 times the number of vacancies in each category are shortlisted for Phase II.
Phase II: Main exam, 22 December
Generalists, objective test (3 hours, 250 marks):
| Section | Questions / Marks | Time |
|---|---|---|
| Reasoning | 50 | 40 min |
| General Awareness | 50 | 30 min |
| Quantitative Aptitude | 50 | 40 min |
| English Language | 50 | 40 min |
| Computer Knowledge | 50 | 30 min |
Specialists, objective test (3 hours, 250 marks):
| Section | Questions / Marks | Time |
|---|---|---|
| Reasoning | 40 | 35 min |
| General Awareness | 40 | 20 min |
| Quantitative Aptitude | 40 | 35 min |
| English Language | 40 | 30 min |
| Computer Knowledge | 40 | 25 min |
| Professional knowledge of your discipline | 50 | 35 min |
Descriptive English test (30 marks, 30 minutes) right after the objective test:
- an essay (10 marks), a précis (10) and a comprehension (10);
- you type the answers on the computer;
- it is qualifying only, so its marks do not count for merit.
Rules for both phases:
- Negative marking: each wrong answer costs one-fourth of that question’s marks. A blank answer costs nothing.
- Medium: every objective section except English is in English and Hindi.
- Cut-offs: you must clear each section’s cut-off in the Mains objective test before your descriptive paper is even checked.
Interview and final selection
- Candidates shortlisted on their Mains objective score, who have also passed the descriptive test, are called for an interview.
- Final merit = Mains objective (80%) + Interview (20%). You must also pass the interview’s minimum marks.
- Tie-break: higher interview marks first, then the older candidate.
- A waiting list of up to 50% of the vacancies may be kept.
- Appointment depends on medical fitness.
Documents for the interview:
- a printout of the interview call letter;
- originals and photocopies of age, qualification and category certificates;
- an EWS certificate for FY 2025-26, issued after 31 March 2026;
- a No Objection Certificate if you are already employed in government or a PSU.
Pre-exam training: SC, ST, OBC (non-creamy layer) and PwBD candidates can opt for online pre-exam training while applying. You attend at your own cost, and training does not guarantee a job.
Pay, probation and bond
| Item | Detail |
|---|---|
| Starting basic pay | Rs 82,485 |
| Pay scale | Rs 82,485 – 4,050 (14) – 1,39,185 – 4,390 (4) – 1,56,745 |
| Total emoluments (approx.) | Rs 1,14,000 a month in metropolitan centres |
| Benefits | NPS pension (PFRDA), gratuity, LTS, medical benefits, group personal accident insurance, company or leased accommodation as per norms |
Before you accept, know the conditions:
- Probation is 1 year and can be extended up to 1 more year. You must pass the Insurance Institute of India’s non-life “Licentiate” exam during probation, or your service can be terminated.
- Bond: you must serve at least 4 years, including probation. If you resign earlier, you pay damages of up to one year’s gross salary, reduced in proportion to your service, backed by a bond with two sureties who are not blood relatives.
- Resigning during probation means repaying the gross salary received plus Rs 25,000 towards training.
- Posting: anywhere in India, with a minimum of 5 years at the first posting. Specialists may have to stay in their specialisation for 10 years. Company Secretaries are posted mainly at Head Office, Kolkata.
How to apply
Before you start, scan these:
| Document | Size | Pixels (preferred) |
|---|---|---|
| Photo (4.5 × 3.5 cm, face clearly visible) | 20–50 KB | 200 × 230 |
| Signature (black ink on white paper, not in capital letters) | 10–20 KB | 140 × 60 |
| Left thumb impression (black or blue ink) | 20–50 KB | 240 × 240 at 200 DPI |
| Handwritten declaration (black ink, English, not in capital letters) | 50–100 KB | 800 × 400 at 200 DPI |
The declaration text, written in your own handwriting:
“I, _______ (Name of the candidate), hereby declare that all information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
Steps:
- Open the online application. It is also reachable from the “Apply Online” link on nationalinsurance.nic.co.in.
- Click New Registration and enter your name, contact details and email. Note your provisional registration number and password.
- Fill in the form. Your name and father’s or husband’s name must match your certificates and ID exactly.
- Upload the photo, signature, thumb impression and declaration.
- Preview everything, then click Complete Registration. No changes are allowed after this.
- Pay the fee and click Submit. If no e-receipt is generated, the payment failed, so log in again and pay.
- Print the application and e-receipt.
Use a personal email and mobile number that stay active until the end. Call letters and training messages come there.
Exam centres in Andhra Pradesh and Telangana (provisional)
| Phase | Cities |
|---|---|
| Phase I (Prelims) | AP: Eluru, Vijayawada/Guntur, Kadapa, Kakinada, Kurnool, Ongole, Rajahmundry, Srikakulam, Tirupati, Visakhapatnam, Vizianagaram · Telangana: Hyderabad, Karimnagar, Khammam, Warangal |
| Phase II (Mains) | Hyderabad, Guntur/Vijayawada, Visakhapatnam |
The full list for every state is in the advertisement. Your centre choice is final, but NICL can allot a nearby centre. No requests to change the centre, date or session are accepted.
Rejection traps
- 59.99% is not 60%. Check your aggregate across all semesters before you pay.
- The result was declared after 1 October 2026. The date on your mark sheet decides it.
- Applying in two disciplines: only the latest application is kept, and the other fees are lost.
- Signature or declaration in capital letters, or a declaration written by someone else or not in English.
- Signature mismatch: if your signature at the exam doesn’t match the upload, you are disqualified.
- A name that doesn’t match your ID exactly on the call letter. If you changed your name, for example after marriage, bring the original gazette notification, marriage certificate or affidavit.
- The wrong OBC category: creamy-layer OBCs must apply as Unreserved.
- No EWS certificate for FY 2025-26 dated after 31 March 2026.
- Ignoring the bond. Resigning early is expensive, so read the bond terms first.
Official sources
- NICL AO Recruitment Advertisement 2026-27 (PDF)
- Online application
- NICL recruitment page, for call letters and updates
For other central government and PSU jobs, browse our All India Jobs category.
Easy Applications is an independent information site and is not affiliated with National Insurance Company Limited. Vacancies are tentative, so confirm every detail in the official advertisement before you apply.
