LIC Housing Finance Limited (LIC HFL) is taking 232 graduate apprentices for a 12-month apprenticeship (Batch 10) at its offices in 181 cities. You register and apply on the government’s NATS portal by 1 November 2026, pay the exam fee to the BFSI Sector Skill Council by the same date, and take an online test from home on 7 November 2026.
Who can apply: graduates in any stream who completed their degree by 1 October 2026 · age 20–25 on 1 October 2026 · no earlier apprenticeship with any organisation · apply by 1 November 2026 · Step 1: NATS · Step 2: BFSI SSC fee · Official notice (PDF)
Written from the LICHFL Apprenticeship Program-010 Advertisement Notification (Batch 10) on 22 October 2026.
On this page: Dates · Seats · Eligibility · Stipend · Fee · Exam and selection · How to apply · Points to check
LIC HFL Apprentice 2026: important dates
| Step | Date |
|---|---|
| Apply on NATS | 20 October – 1 November 2026 |
| Last date to pay the exam fee to BFSI SSC | 1 November 2026 |
| Online entrance test (from home) | 7 November 2026 |
| Document verification and interview at LIC HFL offices | 15 November 2026 |
| Engagement letters | Third week of November (tentative) |
| Joining the branch | Fourth week of November (tentative) |
Seats by state
The 232 seats are spread over 181 cities. Most cities have one seat; the larger ones are Bangalore (13), Chennai (7), Hyderabad (7), New Delhi, Mumbai, Raipur and Jaipur (4 each).
| State / UT | Seats | Cities |
|---|---|---|
| Tamil Nadu (incl. Puducherry) | 29 | 22 |
| Maharashtra | 28 | 20 |
| Karnataka | 24 | 12 |
| Telangana | 16 | 8 |
| Uttar Pradesh | 16 | 16 |
| Rajasthan | 15 | 12 |
| Andhra Pradesh | 13 | 13 |
| West Bengal (incl. Gangtok) | 13 | 13 |
| Bihar | 10 | 9 |
| Madhya Pradesh | 10 | 7 |
| Assam | 7 | 5 |
| Haryana | 7 | 7 |
| Kerala | 7 | 7 |
| Chhattisgarh | 6 | 3 |
| Odisha | 5 | 5 |
| Punjab | 5 | 5 |
| Delhi | 4 | 1 |
| Gujarat | 4 | 4 |
| Jharkhand | 4 | 4 |
| Uttarakhand | 4 | 3 |
| Chandigarh | 1 | 1 |
| Goa | 1 | 1 |
| Himachal Pradesh | 1 | 1 |
| Jammu and Kashmir | 1 | 1 |
| Tripura | 1 | 1 |
| Total | 232 | 181 |
State totals added up by us from the city-wise Table E in the notice; they match its grand total of 232. The notice does not give a category-wise (SC/ST/OBC/EWS) split.
Andhra Pradesh (13): one seat each at Ananthapur, Bhimavaram, Chittoor, Kadapa, Kakinada, Kurnool, Machilipatnam, Nellore, Ongole, Rajahmundry, Tirupathi, Vijayawada and Vizianagaram (spelt “Vizianagaran” in the notice).
Telangana (16): Hyderabad 7, Ranga Reddy 2, Secunderabad 2, and one each at Hanumakonda, Karimnagar, Nalgonda, Nizamabad and Sangareddy.
Eligibility
- Qualification: graduation in any stream from a university or institute recognised by UGC or AICTE, completed as on 1 October 2026. Final-year students waiting for results don’t qualify.
- Age: 20 to 25 years as on 1 October 2026. The notice gives no category-wise relaxation.
- No earlier apprenticeship: you must not have a running, terminated or completed apprenticeship contract with any other organisation.
Stipend and training
| City | Monthly stipend |
|---|---|
| Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune, Surat | Rs 16,650 |
| All other cities | Rs 14,150 |
The apprenticeship lasts 12 months and is due to start in November (tentative). It is on-the-job training, not a job: apprentices are trainees, and LIC HFL is not obliged to employ them afterwards. Those who complete it get a proficiency certificate from BOAT (Board of Apprenticeship Training).
Fee
| Category | Fee |
|---|---|
| General, EWS, OBC: men | Rs 800 + GST |
| General, EWS, OBC: women and transgender | Rs 600 + GST |
| SC / ST | Rs 200 + GST |
| PwBD | Rs 200 + GST |
You pay online to BFSI SSC through the link in its email, not on NATS. The fee is non-refundable even if you miss the test or are not selected, and an application cannot be withdrawn once made.
Exam and selection
Online test on 7 November 2026, conducted by BFSI SSC: 100 questions, 100 marks, 60 minutes, in English or Hindi.
| Section | Questions | Marks |
|---|---|---|
| General / Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Reasoning Ability & Computer Aptitude | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
- It is remote-proctored from your home, on a smartphone with a front camera (or a camera-enabled laptop, desktop or tablet). You need a good internet connection and must take it in complete privacy, away from family members; only PwBD candidates may have someone nearby.
- BFSI SSC emails the link and login a day before the test.
- You must show the Aadhaar card you uploaded on NATS.
- The agency compares answer patterns across candidates; copied or shared answers lead to cancellation.
Candidates shortlisted on the test result are called for document verification and a personal interview at LIC HFL offices on 15 November 2026.
UCO Bank Apprentice 2026 holds its BFSI SSC online test on the same date, 7 November 2026. If you are applying for both, check the test times in the emails from BFSI SSC.
How to apply for LIC HFL Apprentice 2026
- Register on NATS at nats.education.gov.in under “Student Register/Login”. The candidate user manual explains each step.
- Log in and apply to the “LICHFL” apprenticeship advertisement (student login). Note your NATS Enrolment ID; you will need it for all later correspondence.
- Watch your email for a message from BFSI SSC (info@updates.bfsissc.com). It asks you to choose the districts for your training and pay the fee.
- Fill in the details and pay on beep.bfsissc.com by 1 November 2026. The details must match what you entered on NATS; any mismatch can disqualify you.
- Take the online test on 7 November with the link BFSI SSC sends a day before.
Help: apprenticeships@bfsissc.com
Points to check
- Graduation date: Table B says graduation should be completed as on 01-Oct-2026 “but not before 1-Oct-2001”. A 2001 cut-off is out of step with the age limit of 20 to 25 (someone aged 25 in 2026 was a child in 2001), so it may be a misprint for a later year. As printed, it excludes nobody in the age range.
- NATS address: the notice text spells it “https://nats.education.gov.in.in”, with “.in” twice. The link embedded in the PDF, and the one we use, is nats.education.gov.in.
- Locations: Table E lists Gangtok under West Bengal and Puducherry under Tamil Nadu. We have kept them as the notice groups them. Use the city name when choosing your location.
- Exam centre wording: one line says the test date and “centre” will be on the LIC HFL and BFSI SSC websites, while the rest of the notice says the test is taken from home. Follow the BFSI SSC email.
- Two tables are labelled “Table D”: the exam pattern and the dates. The dates above come from the “Steps to apply & Important dates” table.
Official sources: LIC HFL notice (PDF) · NATS portal · BFSI SSC
