Download CKYC Card Online 2026 — Missed Call, OTP & DigiLocker

Download CKYC card online when you need your Central KYC card or CKYC number for a new bank account, mutual fund, insurance policy or demat KYC. CERSAI’s Operating Guidelines version 1.5 (December 2025) list three official methods for customers.

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Service: Download / fetch CKYC card · Hub: CKYC Services · Related: What is CKYC · Know Your CKYC Number

Download CKYC Card — Quick Overview

Detail Information
Service Fetch CKYC card / view KYC identifier
Authority CERSAI — Central KYC Records Registry
Option 1 Missed call to 7799022129
Option 2 Web: ckycindia.in/kyc/getkyccardSMS download link
Option 3 DigiLocker
Mobile required Number registered with CKYC
Fee Use only official free channels (no agent fee)
Guidelines Operating Guidelines v1.5 PDF

Before You Start

  • Mobile number that was used / updated during bank or institution KYC (the one on CKYC record)
  • Ability to receive SMS
  • Optional: DigiLocker account for Option 3
  • Do not share OTP with anyone claiming to be “CKYC support”

Option 1 — Missed Call to 7799022129

As published in Section VIII of the Operating Guidelines:

  1. From your CKYC-registered mobile, give a missed call to 7799022129.
  2. Wait for the automated response / instructions linked to card retrieval (as delivered by the service).
  3. If the card cannot be fetched this way, use Option 2 or 3 below.

Tip: Save 7799022129 only from official guidelines or your bank’s CKYC communication — ignore WhatsApp forwards with different numbers.

Option 2 — Download CKYC Card on ckycindia.in (OTP / SMS)

  1. Open the official page: https://www.ckycindia.in/kyc/getkyccard.
  2. Enter / verify your mobile number registered with CKYC.
  3. Complete OTP verification as shown on screen.
  4. Submit the request to fetch your CKYC card.
  5. A download link is sent by SMS to that mobile.
  6. Open the SMS link on a secure device and save the card / note your CKYC number.

Official CERSAI page — download link comes by SMS to registered mobile

Fetch CKYC Card — ckycindia.in CKYC Home

If OTP or SMS fails

Issue What to try
Wrong mobile Use the number seeded in KYC; update via bank/AMC if changed
No SMS Wait, check spam/blocked SMS, retry later
Not registered in CKYC Complete KYC with any regulated entity first so a record exists
Still stuck Helpdesk helpdesk@ckycindia.in or phones in guidelines

Option 3 — Fetch CKYC Card via DigiLocker

Operating Guidelines list DigiLocker as the third customer method.

  1. Open digilocker.gov.in or the official DigiLocker app.
  2. Login with mobile / Aadhaar as DigiLocker requires.
  3. Search for CKYC / issued documents from CERSAI / Central KYC (labels may vary in the partner list).
  4. Pull the CKYC card into DigiLocker and download/share only when needed.

Also see our DigiLocker Services hub.

What To Do After You Get the Card

  1. Note your 14-digit CKYC number (KYC identifier) securely.
  2. Share it only with regulated entities when they ask during account opening.
  3. If name, address or mobile changed, request KYC update through your bank / mutual fund / insurer so CKYCRR gets the update.
  4. Keep a private PDF copy; avoid posting the full card on social media.
Resource Link
Get / fetch CKYC card getkyccard
CKYC portal ckycindia.in/ckyc
Operating Guidelines v1.5 PDF
CKYC FAQs FAQ page
Helpdesk email helpdesk@ckycindia.in
Helpdesk phone 022-61102592 · 022-50623300 (Mon–Sat 8 a.m.–8 p.m. as published)

Disclaimer

EasyApplications.in is not CERSAI or a bank. Steps follow public Operating Guidelines v1.5 and official URLs. Screens and SMS templates can change — if the live page differs, follow ckycindia.in. Never pay unofficial agents for “CKYC registration”.


Summary: To download CKYC card online, use missed call 7799022129, or getkyccard (SMS link after mobile verify), or DigiLocker. Guidelines PDF: Operating Guidelines v1.5.

Frequently Asked Questions

How can I download my CKYC card online?

As per CERSAI Operating Guidelines v1.5: (1) give a missed call to 7799022129, or (2) verify your mobile at https://www.ckycindia.in/kyc/getkyccard — a download link is sent by SMS to the mobile registered with CKYC, or (3) fetch the CKYC card through DigiLocker.

What is the CKYC missed call number?

The Operating Guidelines publish missed call number 7799022129 for customers to retrieve their CKYC card. Use the number only as instructed on official CERSAI / bank communications; if it fails, use the web OTP or DigiLocker options.

What mobile number works for CKYC card download?

The mobile number already registered in your CKYC record. If your number changed and was never updated through a reporting entity, OTP/SMS may fail — update KYC via your bank/AMC first.

Is download CKYC card free?

Official fetch methods (missed call / ckycindia.in get KYC card / DigiLocker) are citizen access channels. Do not pay third-party websites or agents claiming a fee to ‘generate’ CKYC card.

What is on a CKYC card?

Your CKYC card / record summary typically includes identity details captured in the central KYC record and the unique KYC identifier (CKYC number). Treat it as sensitive personal data — do not share screenshots publicly.

Can I download CKYC card without internet banking?

Yes. Missed call and the public getkyccard page need only the registered mobile. DigiLocker needs a DigiLocker account linked to your mobile/Aadhaar as per DigiLocker rules.

CKYC card SMS not received — what to do?

Confirm the mobile is the one seeded in CKYC, wait a few minutes, retry, try DigiLocker, or contact helpdesk@ckycindia.in / 022-61102592 or 022-50623300 (timings as published). Your bank can also help update KYC if the number is old.

Where is the official get CKYC card page?

https://www.ckycindia.in/kyc/getkyccard on the Central KYC Records Registry website.

Does DigiLocker support CKYC card?

Yes. Operating Guidelines list DigiLocker as Option 3 to fetch the CKYC card. Open DigiLocker, search issued documents / CKYC as available in the app or digilocker.gov.in.

What is the official Operating Guidelines PDF?

https://www.ckycindia.in/ckyc/assets/doc/Operating_Guidelines_version1.5.pdf — CKYC Operating Guidelines version 1.5 (December 2025).

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