Citizen Services

Know Your CKYC Number Online 2026 — Find 14-Digit KYC Identifier

Citizen ServicesCKYCCKYC NumberKnow Your CKYCKYC Identifier14 Digit CKYCCERSAICentral KYCGovernment ServicesOnline Services

Know your CKYC number (also called KYC identifier, CKYC ID, or 14-digit Central KYC number) when a bank, mutual fund, insurer or app asks for it during onboarding. The number is created by the Central KYC Records Registry (CKYCRR) after your KYC is stored under CERSAI.

This guide targets know your ckyc number, find ckyc number online, how to get ckyc id, 14 digit ckyc, and forgot ckyc number.

Service: Know / find CKYC number · Hub: CKYC Services · Related: Download CKYC Card · What is CKYC

Know Your CKYC Number — Quick Overview

Detail Information
What it is Unique KYC identifier from CKYCRR
Typical format 14 digits (prefixes S / L / O / M for some account types)
Best recovery Download CKYC card (shows the number)
Official fetch Missed call 7799022129 · getkyccard · DigiLocker
Also check Bank / MF / insurance KYC papers or app
Not the same as Aadhaar · PAN · UAN · Demat BO ID

Method 1 — Fetch CKYC Card (Recommended)

The surest way to know your CKYC number is to open the CKYC card, where the identifier is printed.

  1. Follow the full steps in Download CKYC Card Online.
  2. Use any official option:
  3. Open the card PDF / SMS link and note the KYC identifier / CKYC number.
  4. Store it privately (password manager / offline note) — not on public social media.

Card download uses your CKYC-registered mobile only

Fetch CKYC Card (Official) Operating Guidelines v1.5 PDF

Method 2 — Check Institution Records

If you already completed KYC with a regulated entity, search:

Source Where to look
Bank Internet banking profile, relationship form, welcome kit, branch KYC copy
Mutual fund / KRA Folio KYC status, AMC app, registrar mailers
Insurance Proposal form / policy pack KYC section
Broker / demat Account opening PDF, KYC modification letter

Ask customer care: “Please share the CKYC number / KYC identifier linked to my customer ID.” Provide account proof as they require.

Method 3 — After Fresh KYC Upload

If no record exists yet:

  1. Complete KYC at a bank, NBFC, mutual fund, insurer or other reporting entity.
  2. They upload the record to CKYCRR.
  3. Registry generates the KYC identifier and notifies the entity.
  4. Then use Method 1 to download your card.

Prefixes You May See (Guidelines)

Prefix Account type (Operating Guidelines)
(none / standard) Typical 14-digit identifier for new records
S Small accounts
L Simplified measures accounts
O OTP-based e-KYC accounts
M Minor accounts

If your number looks slightly longer because of a letter prefix, that can still be valid.

Security Tips

  • Never share OTP from ckycindia.in with agents
  • Prefer masked display when emailing support
  • Phishing sites mimic “CKYC login” — stick to ckycindia.in and digilocker.gov.in
  • Helpdesk (published): helpdesk@ckycindia.in, 022-61102592, 022-50623300
Resource Link
CKYC home ckycindia.in
Get CKYC card getkyccard
Guidelines PDF Operating Guidelines v1.5
What is CKYC guide On this site

Disclaimer

EasyApplications.in is independent and not CERSAI. Identifier rules and fetch channels come from public Operating Guidelines v1.5 and official portals. Confirm live screens on ckycindia.in before relying on any third-party blog.

Summary: To know your CKYC number, fetch the CKYC card via 7799022129, getkyccard, or DigiLocker, or check your bank/MF KYC papers. Standard identifier is 14 digits under CERSAI CKYCRR.

Frequently Asked Questions

How can I know my CKYC number online?

Fetch your CKYC card using the official methods (missed call 7799022129, https://www.ckycindia.in/kyc/getkyccard with registered mobile OTP, or DigiLocker). The card/record shows your unique KYC identifier (CKYC number). You may also find it on bank/mutual fund/insurance KYC acknowledgements.

How many digits is a CKYC number?

For standard new customer records, CERSAI Operating Guidelines describe a 14-digit unique KYC identifier. Some account categories use a letter prefix (S, L, O or M) before the identifier as per guidelines.

Is CKYC number same as Aadhaar or PAN?

No. Aadhaar is UIDAI identity, PAN is tax identity. CKYC number is the KYC identifier generated by the Central KYC Records Registry after your financial KYC is stored with CKYCRR.

Where else can I find my CKYC ID?

Often on CKYC card PDF/SMS, demat or mutual fund KYC status pages, bank relationship manager printouts, insurance proposal KYC sheets, or by asking the institution that first uploaded your KYC to CKYCRR.

I never did CKYC — will I have a number?

If no reporting entity has uploaded your KYC to CKYCRR, a CKYC identifier may not exist yet. Complete KYC at a bank, mutual fund or other regulated entity; they upload and receive the identifier.

Can someone else know my CKYC number with my name?

Official customer fetch is tied to the registered mobile (OTP/SMS) or DigiLocker login. Do not share OTP. Treat CKYC number like other financial IDs.

Why do banks ask for CKYC number?

So they can search and download your existing central KYC record faster (with consent/OTP rules) instead of collecting full documents again.

Official website to know CKYC number?

Start at https://www.ckycindia.in/ and use https://www.ckycindia.in/kyc/getkyccard for card fetch. Avoid unofficial apps that charge money.

Forgot which mobile is registered for CKYC?

Check the mobile linked to the bank account or folio where you completed KYC. Update mobile through that institution if it changed, then retry card fetch.

What is the difference between CKYC number and CKYC card?

CKYC number is the unique identifier. The CKYC card is the customer-facing record/document that typically displays that identifier along with KYC summary details.

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